If you’re an insurance agent, you understand that there is a certain element of risk the insurance company takes on with any coverage it grants. If the house is lost or damaged due to one tragedy or another, then the company ends up footing the lion’s share of the bill. After all, that’s why people buy homeowners insurance. Here are the top 5 movie houses you wouldn’t want your company to have insured:
- Aunt Josephine’s house in Lemony Snicket’s A Series of Unfortunate Events. Not only is it precariously perched on a cliff, but the whole thing looks like it’s ready to crumble at any given moment. Chances are most homeowners insurance companies wouldn’t touch this one to begin with, and if you’ve seen the way the movie ends, you’ll understand why not.
- Lars’ farming house and complex on Tattoine. The Imperial Stormtroopers in the original Star Wars movie really put a hurting on poor Uncle Lars. And to think, it was all in a vain search for a couple of chatty robots. Everyone inside was killed, and the complex was torched. Of course, that’s nothing compared to what Luke would later do to the Death Star, but until we start insuring planet sized battle stations, that’s irrelevant.
- The house in Mouse Hunt. Who would have thought that a 3 ounce rodent could bring down a house valued at more than $10 million. Come to think of it, technically, it was the brothers’ attempts to get rid of the mouse which destroyed the mansion. Still, you wouldn’t have wanted to be the insurance adjuster assigned to that case.
- The house in Home Alone. Miraculously, the house survived the movie, and a number of sequels. Still, we have to think that there must have been extensive damage done to the house by the time all of the contraptions and traps Macaulay Caulkin’s character were sprung. In any case, in today’s screwed up world, the criminals would have sued you for damages incurred while breaking in. Fortunately, homeowners insurance usually covers such damages.
- The house from Disney Pixar’s Up. After being carried away by helium filled balloons and traveling to remote parts of the world and set on fire, the house eventually falls from sight from above the clouds. We’re not sure, but our guess would be the house is completely destroyed. But, how are you going to explain that on an insurance claims form?
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